Buy Power tools and accessories on finance

Finance your tools and hardware purchase the easy way

V12 Retail Finance

Whether your buying a new cordless drill for the first time, or a whole kit of tools to start up a business or replacing stolen tools, we know this can be a considerable investment. That's why we offer you the ability to make your purchase on finance and spread the payments. If you spend £249 or more, you can choose the finance package that's right for your budget, be it an Interest Free option, where you pay over 3 or 6 months or a Classic Finance product, where you choose the period of time you want to pay over (12, 24, 36 or 48 months) and make regular monthly payments.

The process is easy and only takes a few minutes with our online application form, you even get an instant decision! You'll find the below finance calculator on every finance qualifying product page, this will allow you to check what finance products are available and find a package that suits your budget best.


It's as easy as: 4 easy steps

  1. Choose the finance package that suits you best.
  2. Apply from our checkout
  3. Easy online application
  4. Instant Decision 

Representative Examples

Our Pay on Finance options are designed to be as straightforward and clear as possible, ensuring that all customers fully understand the services available. Use the above calculator to simulate our Interest Free and Classic Finance services, which will tell you how much you'll have to pay back each month. You can get all the details you need from the finance calculator on the product pages.

Finance Terms and Conditions 

To be eligible to apply for finance, you must be aged 18 or over, in regular employment and have been a UK resident for years or more. Other conditions may apply and we can't guarantee that your application will be accepted. Stock cannot be allocated until the application has been completed and approved. We reserve the right to withdraw finance on certain products at any time. Pay on Finance is provided through our external partner, V12. If your application is successful you’ll enter into a credit agreement with Secure Trust Bank Plc; V12’s parent company. Should you cancel your credit agreement and have already received products from us, then you will be liable to pay us in full for the product (unless your cancellation rights apply).

Who is eligible for finance?

Finance is available on orders of £249 or more, placed on our website or in our store. This amount includes any premium delivery options selected at our checkout, however does not take into account any promotions, such as cashback.

You'll need to be:
18 years or over.
A UK resident for 3 years or more and a permanent UK resident
Be able to make regular repayments by Direct Debit.
In regular employment (minimum of 16 hours per week) including self-employment, or in a permanent residence with your spouse/partner who's in regular employment*
Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.

Other conditions may apply and we cannot guarantee that your application will be accepted.
* If you are retired and receive a pension, V12 Retail Finance may ask for proof of sufficient income.

How long will it take to apply?

You should get an instant answer on whether your application for finance has been successful or not.

In some cases, V12 – our third party financial services provider - will need to look at the application in more detail before making a decision on acceptance.

What do I need to apply?

You simply need to add all the items into a basket and select V12 Finance at the checkout, you'll then need to complete the online application form and finally add an electronic signature. It’s important you use your full name and address details and make sure nothing is mistyped. Please note, this is an online only finance option.

What happens if my application is turned down?

Applications may not be accepted for various reasons, including mistyped details, or not meeting the lenders requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn’t successful, you can still purchase the item in full with PayPal or with a credit or debit card. If your application is declined, it’s usually for one of the following reasons: you do not meet the eligibility criteria; adverse credit reference agency information; your credit score; you are considered to be overcommitted financially; or your existing account performance with other lenders. If you wish to appeal the decision made by V12, it’s advised you obtain an up to date copy of your credit report before appealing directly to V12. Due to data protection, all customer appeals must be emailed to or for more advice, call V12 on 02920 468916.

Who are V12 Retail Finance?

Finance. Pure and simple. Data Powertools Ltd has partnered with V12 Retail Finance Limited ("V12") to offer you a flexible and affordable option to pay on finance. V12 is the UK's only specialist provider of Retail Point of Sale Credit, providing finance options for more than 20 years through its industry leading online paperless processing system. If your application is successful, you will enter into a Credit Agreement with Secure Trust Bank Plc (V12's parent company) which will be administered by V12. V12 is authorised and regulated by the Financial Conduct Authority. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204550. Data Powertools Limited acts as a credit intermediary offering credit products from V12 Retail Finance Limited. Data Powertools Ltd, a company registered in England and Wales (company number 1352164), whose registered office is at 427 Cowbridge Road West, Cardiff, United Kingdom, CF5 5TF. Our VAT registration number is GB742474626. Our EORI number is GB742474626000. We are given permission to provide regulated products and services e.g accepting deposits, providing credit to consumers by the FCA (Financial Conduct Authority) and our Financial Services Register number is 814796. Credit is subject to age and status.